• General Information
• Builder Class
• Premier Class
• Summary of Features

The following chart is a summary of features for both the Premier Class and the Builder Class of the Fund.  Consult the full prospectus for more complete information on each of these features.

Feature	Premier Class (EMTPX)	Builder Class (EMBTX)
Goal	Higher Yield*	Convenience
Sales Charge	None	None
Min. Initial Investment	$20,000	$1,000
Add'l. Investments	$100 minimum	$100 minimum
Class Exchanges	$5 to Builder**	Free to Premier
Auto Investing (after initial investment)	$100 minimum	$100 minimum
Auto Withdrawal	Not available	No charge; $5,000 minimum balance
Direct Deposit	Not available	No charge
Historical Account Info.	$5 per request	Free
Reinvestment from Glickenhaus-Sponsored Unit Investment Trusts	Free	Free

* Due to lower costs associated with Premier accounts (which are primarily attributable to higher account size and therefore lower transfer agency costs), the yield and total return are expected to be higher.

** Holders of Premier accounts which fall in value below $20,000 may be requested to bring their balance up to $20,000.  If they fail to do so within two months, the account may be converted to Builder shares in which case a $5 charge may be imposed.

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